Get the list of Bank IFSC Codes, Branch details, Address, Phone Numbers and more. Here provided 1500+ banks in which most of the banks are computerized and having IFSC Code, MICR code and BSR Codes and Swift codes. Click on the bank followed by state, district and city to get branch ifsc code and other codes.
List of banks in India
IFSC Code, MICR code of all banks in India is given below. Click for more information about the bank and its codes.
Check More Details About IFSC, MICR, BSR, SWIFT Codes
How to Search Bank Codes for all banks in India?
In order to get above codes, first click respective bank, followed by state, district and branch where your have account.
What is IFSC code?
Indian Financial System Number, or IFSC for short, is an alphanumeric code that makes it easier to transfer money electronically in India. In India's two primary payment and settlement systems, RTGS and NEFT, which are used to route messages to the destination banks/branches on payment settlement, each participating bank's specific branch is identified by a special code.
IFSC Format and Purpose: The 11-character Indian Financial System Code includes the first four alphabetic characters that identify the bank and the last six numeric or alphabetic characters that identify the branch. The fifth character, which is zero (zero), is kept for use in the future. The IFSC is necessary to send money from one branch to another via online fund transfer. We are aware that IFSC is printed on bank cheques.
What is MICR?
MICR- Magnetic Ink Character Recognition. To make NEFT(National Electronic Fund Transfer) Quick and efficient RBi introduced 9 digit MICR, in which first 3 digit corresponds to city code,next 3 digit to bankcode and later 3 digit to branchcode.
What is BSR and Where it is Used?
Basic Statistical Returns is abbreviated as BSR. The Reserve Bank of India assigned banks a 7-digit code. BSRcode is used in the challan details and deductee details while filling out TDS/TCS returns. The branchcode used for bank draughts, etc. is distinct from the BSR code. Each branch of a bank has its own special code. A system called Basic Statistical Returns supports the regular filing of statistical returns with the RBI by integrating data pertaining to numerous commercial banks. In addition to the date of deposit (dd/mm/yy, which is six digits) and the challan serial number, which is five digits, the BSR code is employed in a unique challan identification number (CIN).
Online payment through e-banking
The internet has made the globe today feel like a small village. We can purchase things/items from all over the world. For example, if we are from India, we may get an Apple iPhone through online shopping in the US, and we can also make payments online. For internet banking, IFSC is utilised. Online payment methods include those for insurance premiums, mobile bills, electricity, water, bus tickets, train tickets, and flight tickets. They also include online shopping, loan EMI payments, and stock exchange transactions. Share/equity/commodities Transferring money between accounts, buying bonds, mutual funds, and digital gold, as well as Paytm transactions. Domain renewals, online clothing purchases from myntra, Flipkart, Amazon, and jabong, where you must add IFSC when you want to refund money to your bank account, are examples.